Electricity CostCalculator
Discover your true 25-year utility cost using historical BLS data and conservative 5% annual increases
*This calculator provides estimates for informational purposes only. Results are based on historical data and assumptions that may not reflect your actual utility costs.
The Problem Most Homeowners Don't See Coming
Every month, you pay your electric bill without thinking twice. But what if we told you that over the next 25 years, you could be handing over six figures to your utility company?
Why Are Electricity Costs So High?
Aging Infrastructure: Power plants, transmission lines, and substations built decades ago require constant maintenance and upgrades—costs passed directly to you.
Fossil Fuel Dependency: Natural gas and coal prices fluctuate wildly based on global markets, politics, and supply chain disruptions. You're at the mercy of these forces.
Regulatory Costs: Compliance with environmental regulations, grid modernization mandates, and peak demand management all drive rates higher.
Profit Margins: Utility companies are businesses. Their shareholders expect returns, and rate increases are how they deliver them.
What Happens If You Do Nothing?
The answer is simple: You keep paying more. And more. And more.
Year 1:
You pay around $2,000-$3,000 annually. It stings, but it's manageable.
Year 10:
At 5% annual increases, you're now paying $3,200-$4,800 per year. That's a vacation, a car payment, or a college fund contribution—going straight to the utility company.
Year 25:
You're paying $6,700-$10,000+ annually. Over the full 25 years, you've handed over $100,000-$150,000+ that you'll never get back.
There's a Better Way: Keep That Money in Your Pocket
What if instead of writing a check to your utility company every month for the next 25 years, you invested in your own home? With solar energy, you can:
Lock In Your Rate
Stop the bleeding. Solar gives you predictable energy costs—no more surprise rate hikes.
Keep Your Money
Every dollar you don't send to the utility company stays in your bank account for things that matter to you.
Build Home Equity
Solar panels increase your property value while reducing your operating costs—a win-win investment.
Why We Built This Calculator
Most homeowners have no idea how much they'll pay in electricity over their lifetime. We created this tool to give you crystal-clear visibility into your true long-term costs—so you can make an informed decision about whether solar is right for you. Knowledge is power, and we believe you deserve to know where your hard-earned money is going.
Why 5% Annual Increase?
Based on official U.S. Bureau of Labor Statistics (BLS) data for Northeast Urban Electricity (Series ID: APU010072610)
1978 Average
$0.062
per kWh
47-Year Increase
306%
total growth
2025 Average
$0.252
per kWh
Recent Acceleration
The last 5 years (2020-2025) have seen costs spike from $0.16/kWh to $0.25/kWh— an average of over 8% per year.
Our 5% projection is a conservative middle ground between the 47-year average (~3%) and the aggressive recent 5-year spike (8%+). This provides a realistic yet cautious estimate of your future costs.
Historical Electricity Price Trends (1978-2025)
Official U.S. Bureau of Labor Statistics data showing the consistent upward trend in electricity costs
What this graph shows: From 1978 to 2025, electricity prices have climbed from $0.062/kWh to $0.252/kWh. While the long-term average increase is around 3%, recent years have seen accelerated growth, with the 2020-2025 period averaging over 8% annually.
Why it matters: This historical data proves that electricity costs don't stay flat. Our 5% projection accounts for both the steady long-term trend and the recent acceleration, giving you a realistic picture of what to expect over the next 25 years.
Where to Find Your kWh Usage
Look for these sections on your utility bill
National Grid Bill
Look for:
"Total Energy"
in the "DETAIL OF CURRENT CHARGES" section
Find the "DETAIL OF CURRENT CHARGES" section (middle of bill)
Look for "Total Energy" on the right side - this shows your kWh for this billing period
Check the "Electric Usage History" table on the left for past months
Eversource Bill
Look for:
"Current Usage"
in the meter reading table
Find the meter reading table at the top of the bill
Look for "Current Usage" column - this is your kWh for this billing period
Check "Monthly kWh Use" table on the left for a full year of historical data
Pro Tip: Online Account Access
Most utility companies provide detailed usage history through their online portals or mobile apps. You can often download a full year of data as a CSV or PDF.
Can't find your kWh? Call your utility company and they can provide your annual usage total— it's public information they're required to share with you.
Calculate Your 25-Year Liability
Enter your information to see your projected utility costs
Need help? We can walk you through your bill calculation live during a free consultation.Schedule a call with our team →
Client Information
Enter your utility information
Fill out the form to calculate your 25-year liability
Next Steps: Understanding Your Energy Future
Once you understand your costs, explore these resources to see how solar can change your trajectory
How Solar Works
Understand the technology, installation process, and financial benefits of residential solar energy systems.
Learn the DetailsEnergy Efficiency Tips
Discover ways to reduce energy consumption before or alongside your solar installation.
Explore EfficiencyFinancing Options
Compare solar payment methods: cash, loans, PPAs, and leases to find what works for your budget.
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